Auto Accidents

Lake Elmo Car Accident Attorney

In Minnesota, many auto accident cases involve no-fault claims. In these types of claims, your insurance company is supposed to compensate you for your medical costs and lost wages. However, insurers often refuse to provide adequate compensation to their policyholders.

If your insurance company has denied your claim, paid inadequate compensation, or has recently ceased paying benefits you are entitled to, Coodin Law Office, LLC will work to get you the compensation you deserve.

In addition, if you have been sent to a doctor by your insurance company for an independent medical examination (IME) or if you are being asked to settle your claim through arbitration, you should contact an attorney to make sure your rights are protected as the insurance company builds its case to potentially deny benefits.

Maximizing Your Compensation

When another driver is at fault in a car crash, the victim can claim compensation for noneconomic losses, such as pain and suffering, in addition to medical costs and lost wages. Our firm has extensive experience in these types of liability insurance claims and will vigorously pursue your case.

We are knowledgeable, experienced and determined to succeed for our clients. We will work to build a strong and persuasive case designed to maximize the compensation you receive.

Catastrophic Injuries And Wrongful Death

Our firm has experience in cases involving very serious auto accidents resulting in spinal cord injury, brain injury and wrongful death.

In a case involving serious injuries, we will work closely with your doctor and other specialists to determine the medical services the victim needs. This will include a detailed outline of the specific long-term care services your loved one will need over the course of his or her life. We will then seek full and complete compensation for you.

Understanding The Difference Between No-Fault And Liability Cases

There are generally two ways to receive compensation after a motor vehicle accident, through a no-fault claim or through a liability claim against the responsible party.

No-Fault Claims

Many people don’t understand how the Minnesota No-Fault Act applies to their case. Here is a brief summary of how no-fault works:

In order to claim no-fault benefits there must be an accident causing an injury which results in a loss arising out of the maintenance or use of a motor vehicle, or an injury resulting from being hit as a pedestrian by a motor vehicle. Your no-fault coverage comes from your own insurance carrier and typically offers $20,000 in medical coverage and $20,000 in wage loss coverage. We strongly recommend reviewing your insurance coverage to be sure of the amount. If your insurance company is denying your claim for no-fault benefits, or has recently cut your benefits off, you should consult with a lawyer right away.

Liability Claims

The other type of case arising out of the maintenance or use of a motor vehicle is a liability case, which is what most people think of when they think of a personal injury lawsuit. In order to bring a liability claim, the injured party generally must meet at least one of four requirements:

60 days of disability
Scarring or disfigurement
$4,000 in medical care (not including diagnostics)
A permanent injury

If an injured party can meet one of the above four requirements, a claim can be made against the driver that caused the accident. Damages in these cases can include past and future pain and suffering, loss of earnings and earning capacity, loss of enjoyment of life, and other damages particular to your circumstances. In addition, the accident must have been more the fault of the other driver than your fault.

If you have questions, know that Coodin Law Office, LLC is on your side. We will work energetically to help you get the medical care and compensation you need to rebuild your life.